Recently, a media survey on the consumption and payment habits of young people in the workplace showed thatThis generation of young people are more sophisticated and rational in consumption than imagined.The survey found that 91% of young people attach great importance to discounts, full discounts and other discounts when purchasing, and will actively collect various money-saving strategies to pursue the ultimate cost-effectiveness.
They said that they would take the initiative to collect money-saving strategies and would not miss any opportunity to save a penny.
In addition to regular discounts, stocking up on coupons, and flash sales, even credit payment tools can also be used as money-saving tools.
94.85% of young consumers prefer the "use now, pay later" payment method even if they have live money or savings.
Among them, daily consumption such as eating, taking taxis, and buying clothes accounted for 83.91%, and large expenditures such as digital home appliances and furniture accounted for 47.32%.
In addition to being easy to use, Huabei, credit cards and other products have an interest-free period of more than 40 days and various discounts., becoming the main reason why "use now, pay later" is favored by young consumers.
37% of consumers believe that credit cards and Huabei, which have preferential rights such as points or discounts, are money-saving tools. They are also convenient payment tools that can automatically record accounts, making it easier for them to check and manage their own accounts.
And 54% of consumers value more than 40 days of interest-free period. They said that this can help them optimize their cash flow and use their funds for financial management to "make money."
