Recently,At the 2026 Beijing Yizhuang Half Marathon and Humanoid Robot Half Marathon, a variety of humanoid robots were unveiled, attracting a lot of attention. As humanoid robots increasingly enter production and life scenes, the demand for related risk protection has also increased.
Many insurance companies have successively launched exclusive insurance products targeting humanoid robot R&D, production and scene application risks.Whether the robot body is damaged or a third party is injured by the robot, the insurance company can compensate.
Industry insiders said that this not only promotes the healthy development of the robot industry, but also enables insurance to better serve industrial upgrading.
According to the relevant person in charge of PICC Property and Casualty Insurance,In response to the characteristics of high equipment value, complex scenarios, and lack of support experience in robot competitions, PICC Property and Casualty Insurance Beijing Branch upgraded its exclusive protection plan and built a multi-dimensional risk protection system.
The coverage covers all scenarios including the robot body, third-party liability, transportation, and storage, and can effectively deal with risks such as accidents, natural disasters, and third-party damage.
The commercial value of humanoid robots goes far beyond performance and competition. A research report on the development of the humanoid robot industry released by the China Academy of Information and Communications Technology predicts that the market size of humanoid robots will reach 50 billion yuan in 2035; by 2045, the market size of the whole machine is expected to reach 10 trillion yuan, and the number of robots will exceed 100 million units, which are widely used in diverse scenarios such as industrial assembly, elderly care, medical assistance, and special operations.
As humanoid robots accelerate from laboratories to production and life scenes, the demand for supporting risk protection will also increase simultaneously.
