According to news on October 9, the Weibo topic "Free bank text messages are disappearing" attracted attention. According to media reports,Many banks have raised the starting amount of some mobile account SMS notification services. The scope of the adjustment is mainly free SMS services and also involves a small number of paid services.For example, in August this year, Guangdong Huaxing Bank issued an announcement that starting from 09:00 on September 16, 2025, the bank will stop sending dynamic account text messages with an account balance of less than 500 yuan.
Prior to this, Bank of China issued an announcement on its official website that our bank will, starting from April 17, 2025, for individual customers who enjoy lifetime free SMS account notification services,Adjust the default transaction starting amount for triggering SMS notifications for account changes to RMB 100.
If customers really need notification of small-amount transactions of less than RMB 100, they can modify the starting amount through any of our bank's branch counters, smart counters, mobile banking, personal online banking, etc.; they are also welcome to use our bank's mobile banking mobile account notifications, micro-banking transaction notifications and other free services.
Industry insiders pointed out that the bank's move is to reduce costs and increase efficiency through refined management, which is an industry trend.
It is worth noting that many banks currently provide WeChat account notification and reminder functions. When the account amount signed by a customer changes, the bank will remind the customer through a WeChat official account message to let customers know the account changes in real time and detect abnormal transactions in a timely manner. In addition, the WeChat account notification function of some banks is free of charge.