[Compulsory traffic insurance compensation will be 252.4 billion yuan in 2025, a year-on-year increase of 11.6%] On September 24, the Compulsory Traffic Insurance Operations in 2025 announced by the State Administration of Financial Supervision showed that the coverage of compulsory traffic insurance continued to expand, with the number of insured motor vehicles reaching 386 million, a year-on-year increase of 3.8%. Among them, the number of insured cars totaled 347 million, a year-on-year increase of 3.9%. The amount of compulsory traffic insurance coverage reached 76.8 trillion yuan, a year-on-year increase of 3.4%. Compensation expenses were 252.4 billion yuan, a year-on-year increase of 11.6%. Compulsory traffic insurance premium income was 285.2 billion yuan, a year-on-year increase of 5.2%. The average vehicle premium was basically stable. The average vehicle premium for compulsory traffic insurance that year was 762.1 yuan, a year-on-year decrease of 0.1%. Affected by factors such as the improvement of personal injury protection compensation standards and the increase in the proportion of new energy vehicles, the operating loss of compulsory traffic insurance in 2025 will be 23 billion yuan. At the same time, the insurance industry continues to strengthen supervision, standardize disorderly competition, and promote cost reduction and quality improvement. From January to August 2026, the industry's comprehensive ratio of auto insurance dropped to 95.8%, and operation and management continued to be optimized.