[Central Bank: Increase credit support for the service industry and provide support for first loans, credit loans, and medium and long-term loans] On September 28, eight departments including the People's Bank of China jointly issued the "Guiding Opinions on Financial Support for the Expansion and Quality Improvement of the Service Industry," which proposed increasing credit support for the service industry. Financial institutions are encouraged to focus on the capital needs of business entities in the service industry and provide support for first loans, credit loans, and medium and long-term loans. Innovate the supply of credit products and services by combining the operating characteristics of the producer service industry and the operating scenarios of the daily service industry. Improve the pledge financing mechanism such as intellectual property rights, reasonably determine the pledge ratio, and enhance the ability to lend on pledge of intangible assets. Rely on the financing credit service platform to strengthen the collection and sharing of credit information of service industry enterprises and improve the credit profile of small, medium and micro enterprises. Increase the convenience of credit in the service industry, optimize the loan approval process, promote the active credit granting and loan repayment model at any time, and meet the flexible financing needs of business entities. In view of the small size and light asset characteristics of the service industry, a risk assessment and differentiated pricing system covering the entire life cycle should be constructed. Standardize the development of credit products such as student loans and entrepreneurial guaranteed loans, and improve the level of financial services for people investing in them.