B · Normal
[Intensive launch of exclusive financial management products for the elderly] On October 18, a number of banks and financial management companies launched exclusive financial products for the elderly. Build a base with stable assets, mainly investing in deposits, certificates of deposit and high-grade credit bonds, with maturities ranging from one to two years. Industry insiders suggest that when choosing financial products, the elderly care group should pay attention to the adaptation of investment strategies and life cycles. Compared with the middle-aged group, it is recommended to maintain and increase the value of assets over a longer period through multi-asset and multi-strategy investment options. For groups who are about 10 years away from retirement, it is recommended that the asset allocation gradually tilt towards more stable and low-volatility asset allocations. For groups approaching retirement, it is recommended to pay more attention to the certainty of financial product returns and the ability to provide relatively stable cash flow. (CCTV Finance)
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