[11 departments including the Central Bank: Guide financial institutions to provide more efficient and convenient cross-border fund settlement services for high-quality enterprises engaged in software services, computing power services, etc.] On October 19, 11 departments including the People's Bank of China issued the "Guiding Opinions on Financial Support for the Construction of International Science and Technology Innovation Centers in Beijing (Beijing-Tianjin-Hebei), Shanghai (Yangtze River Delta), and the Guangdong-Hong Kong-Macao Greater Bay Area." The opinions suggest that cross-border trade investment and financing for technology-based enterprises should be facilitated on a pilot basis. Guide financial institutions to provide more efficient and convenient cross-border fund settlement services for high-quality enterprises engaged in service trade such as R&D services, intellectual property services, software services, and computing power services. Support overseas R&D centers, offshore innovation platforms, overseas technology subsidiaries, etc. of domestic technology-based enterprises to open relevant domestic foreign exchange accounts to facilitate the cross-border allocation of scientific research funds by technology-based enterprises. Establish a service mechanism to facilitate cross-border receipts and payments for enterprises in key scientific and technological innovation fields. Optimize the management of overseas loans by domestic banks and expand overseas financing channels for domestic technology-based enterprises. Domestic non-enterprise scientific research institutions are supported to receive and use overseas funds to handle exchange-related procedures with reference to foreign direct investment.