[Overview of U.S. stock market pre-market news: Musk said it is expected to achieve external delivery of Optimus robots by the end of next year; SK Hynix accelerates the deployment of iHBM technology; Anthropic launches AI intelligent agent Claude Duet] On October 22, the financial news of the U.S. stock market that investors need to focus on is as follows: 1. Futures on the three major U.S. stock indexes fell collectively. Dow Jones futures fell 0.55%, S&P 500 futures fell 0.93%, and Nasdaq 100 futures fell 1.59%. 2. International oil prices both rose. WTI crude oil futures prices rose 2.38% to US$99.462/barrel; Brent crude oil futures prices rose 2.92% to US$111.996/barrel. 3. International gold and silver spot prices fell collectively. Spot gold prices fell 1.66% to US$4,072.35 per ounce; spot silver prices fell by 3.71% to US$55.80 per ounce. 4. The three major European stock indexes fell across the board. Britain's FTSE 100 index fell 0.16%, France's CAC40 index fell 1.11%, and Germany's DAX30 index fell 0.64%. 5. Musk said that his Terafab self-developed chip factory project is progressing rapidly, with the goal of achieving large-scale mass production of some practical chips in the third quarter of 2028. 6. Musk said that humanoid robots will become the world's largest industry, and the Optimus robot is expected to be delivered to the outside world by the end of next year. 7. Micron Technology stated that after more than 20 years of evaluation, the 4F² architecture is “not currently on the roadmap.” It plans to continue expanding its 6F² architecture while developing 3D DRAM as a long-term alternative. Micron says DRAM bit density depends primarily on capacitor pitch, not just cell architecture. 8. SK Hynix is ​​promoting the new generation of iHBM technology towards the mass production stage. This technology will be applied to next-generation products such as HBM5, reducing the thermal resistance of HBM by more than 30%. 9. Meta disclosed that as of September 30, the company had conditional cloud computing capacity purchase obligations, with the purchase amount reaching a maximum of US$14.72 billion in the next five years. Meta's future spending commitments surged to $825 billion. 10. Anthropic announced the launch of AI agent Claude Duet. Duet is built based on the Opus 5.5 model and is available on iOS and Android as a standalone application. The computer can be accessed through the claude.ai web page. 11. The US government is discussing a series of reform plans for the "Trump Account", including allowing adults under the age of 40 to participate. This idea may be close to the universal income system that has been widely discussed before.