A · Important
[CCB’s core indicators for the first three quarters of 2026 are stable and balanced, with operating income increasing by 11.29% year-on-year, net profit increasing by 6.65% year-on-year, and the growth rate “double rising” quarter-on-quarter, with ROE 10.06% and ROA 0.78%] On October 30, China Construction Bank released its operating results for the first three quarters of 2026 (H shares). Operating income was 623.558 billion yuan, a year-on-year increase of 11.29%, 0.81 percentage points higher than the growth rate in the first half of the year. Net profit was 275.623 billion yuan, a year-on-year increase of 6.65%, 1.09 percentage points higher than the growth rate in the first half of the year. The net interest margin was 1.36%, an increase of 2 basis points from the previous year. The cost-to-income ratio was 23.50%, a decrease of 2.03 percentage points year-on-year. The provision coverage ratio was 233.21%, an increase of 0.06 percentage points from the end of the previous year. The weighted average The return on average equity (ROE) is 10.06%, the return on average assets (ROA) is 0.78%, the capital adequacy ratio is 19.55%, and the core tier one capital adequacy ratio is 14.39%. The core indicators remain stable, balanced and coordinated.
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