[Postal Savings Bank of China: Revenue increased by 6.24% year-on-year and net profit increased by 4.45% year-on-year] On October 30, the Postal Savings Bank of China’s 2026 third quarter report (A shares) released on October 30 showed that in the first three quarters of this year, Postal Savings Bank of China focused on long-term structural changes, accelerated the upgrade of its balance sheet and income structure, expanded and strengthened non-interest income, and showed a good trend of steady progress and improved quality and efficiency. Achieved operating income of 281.610 billion yuan, a year-on-year increase of 6.24%, and net profit of 80.208 billion yuan, a year-on-year increase of 4.45%. The construction of a two-wheel-driven revenue pattern was accelerated, with non-interest income increasing by 12.63% year-on-year, and its proportion in operating income increased by 1.24 percentage points. The net interest margin is 1.60%, maintaining an excellent level in the industry. On the expenditure side, digital transformation and centralized operations were accelerated, and the cost-to-income ratio dropped by 2.66 percentage points year-on-year. The level of refinement and digitalization of risk management has been steadily improved, with a non-performing loan rate of 0.99% and asset quality remaining excellent.