[Exclusive | The wait-and-see mood for 40-year mortgages is still strong. Some national banks have only issued 800 mortgages in two months] November 2, 2020. It has been nearly two months since the new 828 mortgage loan policy was introduced. Recent industry surveys by reporters show that many banks have reported that the number of people applying for 40-year mortgages did not account for the expected number of mortgage applicants in September and October. Some national banks have only issued about 800 mortgages in two months. "Currently, overall, most mortgage applicants are interested in 40-year mortgages, but overall they still remain on the sidelines." Bank data shows that currently 30-year mortgages are still the first choice for customers. The number of customers with loan terms of about 30 years across the bank is more than twice the number of customers applying for 40-year mortgages. Bank data also shows that people who buy houses with a high total price are more willing to choose a 40-year loan to buy a house. (Reporter Peng Kefeng)