[The latest predetermined interest rate research value for general personal insurance products is 1.9%, down 4BP from the previous month] November 4th, recently, the Insurance Industry Association of China organized a regular meeting of the Personal Insurance Industry Interest Rate Research Expert Advisory Committee for the third quarter of 2026 to study and judge the macroeconomic operating situation, the operating characteristics of the national debt market, and the operating status of the personal insurance industry. The participating experts studied the research value of the predetermined interest rate of personal insurance products and proposed that the current research value of the predetermined interest rate of ordinary personal insurance products is 1.9%, which is 4 basis points lower than the previous period of 1.94%. (Reporter Xia Shuyuan)