[Shanghai: Increase credit support for scientific research and development and the transformation of scientific and technological achievements] On September 14th, the Shanghai Financial Supervision Bureau issued opinions on promoting the quality and efficiency improvement of science and technology finance in Shanghai's banking and insurance industries, which mentioned that credit support for scientific research and development and the transformation of scientific and technological achievements should be increased, and differentiated support should be provided in terms of product quotas, loan periods, pricing mechanisms, guarantee methods, etc. The specific method for calculating the working capital needs of technology-based enterprises can be determined by banks based on actual operation and management. Support breakthroughs in the research and development of choke neck technology and help important industrial and supply chains achieve independent control. Support enterprises to promote technological transformation and equipment upgrades through financial leasing. Support the merger and integration of technology companies, focusing on serving "chain owner" companies with strong scientific and technological innovation capabilities, large demand for technological transformation, and broad market prospects to carry out industrial integration and smooth capital circulation.