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[Exclusive | A compilation of relevant cases will be released, and commercial banks’ technology loan statistical standards are facing tightening] On September 15, multiple insiders in the banking industry confirmed to reporters that relevant departments are stepping up the release of a compilation of technology enterprise industry cases to standardize the data statistics of commercial banks’ technology loan indicators.
A person from a commercial bank who participated in the relevant research said that the compilation is equivalent to a negative list, and any projects involved in the compiled cases will not be included in the statistical scope of technology loans. The general tone is to tighten the identification criteria, such as eliminating technology project companies based on traditional industrial innovation. The compilation is expected to be released by the end of the year at the latest, and after implementation, it will reduce the scale of existing technology loans.
According to data from the central bank, as of June 2025, the balance of technology loans of commercial banks has exceeded 44.1 trillion yuan, with a growth rate of 12.5%; the average loan rate for technology companies is 51.9%. (Reporter Liang Kezhi)
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