B · Normal
[Fujian Province optimizes and adjusts the housing provident fund policy: further broadens the scope of provident fund withdrawal and use] October 1, Fujian recently launched a new policy to optimize and adjust the housing provident fund. On the basis of the provident fund withdrawal policy introduced at the beginning of the year for renovations and parking spaces, the scope of provident fund withdrawals has been further expanded, new measures have been added to benefit the people from withdrawals of property fees and house purchase deed taxes, and policies for withdrawals for renovations and loan repayments have been simultaneously optimized to promote housing consumption and serve people's livelihood. The new policy supports the withdrawal of owner-occupied housing property fees and expands the scenarios for withdrawal of housing consumption. Depositors are supported in applying to withdraw housing provident funds to pay property fees for self-occupied housing in the family's name. They can apply for withdrawals on a half-year or annual basis, effectively reducing the economic pressure on people's long-term property payments and allowing provident fund dividends to run through the entire process of living safely. The New Deal introduces a new policy on the withdrawal of property purchase deed tax and improves financial support for home ownership.
The deed tax paid for house purchase can be included in the total house purchase expenditure, and the depositor is allowed to withdraw the account balance to pay the house purchase deed tax, accurately resolving the financial pressure on the masses in all aspects of home purchase, and fully supporting the rigid and improved housing consumption demand. The New Deal also further optimizes loan repayment and withdrawal policies to make the use of loan repayment funds more convenient. Increase the frequency of loan repayment withdrawals, and depositors can apply to withdraw housing provident funds on a monthly or annual basis to repay home purchase loans. When repaying housing loans outside the province, there is no need to submit the household registration certificate, provident fund payment certificate or social security payment certificate of the depositor or spouse in the place where the house is purchased. This further simplifies the materials, lowers the threshold, and effectively reduces the loan repayment burden of depositing employees.
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