[Guangdong: Support commercial banks to make good use of structural monetary policy tools such as refinancing for service consumption and pensions, relending to support agriculture and small businesses, and rediscounts to increase credit support in the fields of consumption services and pensions] On November 3, the Guangdong Provincial Development and Reform Commission issued the "Implementation Plan for Expanding Consumption in Guangdong Province." It mentioned that the coordinated efforts of finance and finance should be strengthened. Reasonably increase the proportion of public service expenditures in fiscal expenditures, continue to increase investment in people's livelihood areas, make good use of various inclusive consumption tools, and promote subsidies to reach consumers directly. Coordinate the use of central budget investment, ultra-long-term special government bonds and other funds to support the construction of consumer infrastructure and the replacement of old consumer goods with new ones. Coordinate the use of funds from the central internationalized consumption environment pilot and new consumption formats, new models and new scenarios to continuously optimize the consumption environment, expand service consumption, and enhance consumption willingness. Support commercial banks to make good use of structural monetary policy tools such as refinancing for service consumption and elderly care, relending to support agriculture and small businesses, and rediscount, and increase credit support in the fields of service consumption and elderly care. Financial institutions are encouraged to enrich the supply of consumer financial products and tailor financial products and services for new consumption such as artificial intelligence product consumption. Make full use of the special funds for fiscal and financial cooperation to promote domestic demand, and implement policies such as interest discounts on personal consumption loans and loans to service industry operators, interest discounts on entrepreneurial guaranteed loans, and interest discounts on loans to small, medium and micro enterprises. Insurance institutions are encouraged to provide insurance products tailored to consumer scenarios such as automobiles, home appliances, and home furnishings. Promote the application of "digital RMB + consumption" scenarios.