[Seven departments: Improve the ship life cycle risk management system and guide coastal and inland river ships to improve insurance protection levels] On November 6, seven departments including the State Administration of Financial Supervision issued the "Guiding Opinions on Accelerating the High-Quality Development of Shipping Insurance", which proposed to improve the ship life cycle risk management system. Shipbuilding companies and shipping companies should proactively use insurance tools to diversify risks in the process of promoting green and digital development. Make full use of the ship inspection and assessment mechanism to promote a complete life cycle insurance management plan covering design, construction, operation, disposal and other high-value ships and offshore equipment such as oil tankers, liquefied natural gas ships, large container ships, large cruise ships, large bulk ore ships, and yachts. Encourage and support new energy and clean energy ships to improve the insurance protection level of related industry chains such as green fuel refueling, battery system replacement, green modification, and operational safety. Support smart ships such as autonomous navigation and remote control to strengthen protection against emerging risks such as network security. Guide coastal and inland river ships to improve their insurance coverage.