[Shanghai announced that 42 items of prenatal check-ups are fully covered by medical insurance, and prenatal check-ups, deliveries and hospitalizations are fully reimbursed] On September 9, we learned from the Shanghai Municipal Medical Security Bureau that starting from October 1 this year, Shanghai’s new medical insurance policy will be implemented, and 42 basic prenatal check-up expenses for pregnant women will be included in the full payment of medical insurance, reducing the burden of family maternity medical expenses. The new policy launches 42 prenatal check-up "service packages", covering basic items throughout pregnancy such as routine hematuria, B-ultrasound, glucose tolerance test, fetal heart rate monitoring, and 42-day postpartum review. The benefits of employee medical insurance and residents' medical insurance are exactly the same. The medical insurance pays in full for the expenses in the "service package", and there is no out-of-pocket payment for individuals. Under the old policy, if you spend 8,000 yuan, you can only reimburse yourself for 4,500 yuan. The new policy will reimburse you as much as you spend, and the reimbursement cap is removed. This new policy in Shanghai also includes compliance expenses for childbirth hospitalization into full reimbursement. The new policy clarifies that for delivery in the obstetrics department of a designated hospital, all medical insurance-covered expenses for the hospitalization, including painless delivery, labor management, vaginal delivery, cesarean section, etc., will be paid by the maternity insurance, and individuals do not have to pay out of pocket. (CCTV Finance)