[Original premium income of the insurance industry in the first three quarters was 5.26 trillion yuan, a year-on-year increase of 0.9%] On November 10, the Insurance Association of China held its third regular press conference of 2026 to report on the overall operation of the insurance market in the third quarter. In the first three quarters of 2026, original premium income was 5.26 trillion yuan, a year-on-year increase of 0.9%; compensation and benefit expenditures were 1.94 trillion yuan, a year-on-year increase of 3.9%. According to industry exchange data, life insurance and long-term health insurance liability reserves accumulated by personal insurance companies have exceeded 28 trillion yuan, an increase of 12.7% from the beginning of the year. The insurance industry has further implemented the "unification of reporting and banking" to further promote cost reduction and efficiency improvement. In the first three quarters of 2026, fee and commission expenses fell by 5.2% year-on-year, of which property and casualty insurance companies fell by 3.1% and personal insurance companies fell by 6.4%.