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[Exclusive | The pricing of personal business loans of some banks in Guangzhou and Shenzhen has increased significantly, and the lending rate has exceeded 4%] September 7th, a number of banking professionals in Guangzhou and Shenzhen recently confirmed to reporters that although the publicly announced business loan interest rate range remains at 2.8%-3%, the actual approved interest rates for customers have risen significantly, and the final interest rates of some institutions have exceeded 4%. At the same time, credit review standards continue to be tightened, and material verification, business authenticity verification, and flow requirements are all increased. Several Guangzhou-Shenzhen loan intermediary managers reported that the personal loan departments of many banks have also proposed plans: the bottom line of the actual interest rate for operating loans after October will not be less than 2.8%, and the subsequent upward trend of the overall interest rate center is a high probability trend. (Reporter Liang Kezhi) (Reporter Liang Kezhi)
Banking Industry News 🕐 2026-09-07 12:01

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