[Insurance Association releases model clauses for medical insurance and recommended list of commercially insured drugs] On November 10, the Insurance Association of China released model clauses for commercial medical insurance and a recommended list for commercial health insurance drugs (first edition) to promote commercial health insurance to better serve national strategies and people’s livelihood security. The above-mentioned model clauses and recommended lists include the "General Commercial Medical Insurance (Short-term) Model Clauses", "General Commercial Medical Insurance (Long-term) Model Clauses", "Urban Customized Commercial Medical Insurance Model Clauses" and "Commercial Health Insurance Drug Protection Recommended List (First Edition)", which are all model reference texts and are not mandatory.